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On the Margins
Joe Cox, Kevin Gulliver & John Morris
Debt and financial exclusion are growing issues for all but especially low income households. The ‘On the Margins’ report, produced by Compass, HCI and Trident Inclusion provides evidence of how debt is casting a shadow over low income communities, where 6 in 10 live in social housing. The report is based on the Compass 'End Legal Loan Sharking' campaign, a major interview survey with social housing tenants in the Midlands undertaken by HCI and case studies of debt from the Trident Inclusion Money Advice Centre. The report proposes a number of ways in which affordable credit can be expanded in the economy as a whole and in the social housing sector specifically.
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